By Kate Halligan
Optimize your Money: The Maximum Value Date for Intended Inheritance
Under a distribution scheme like the example above, your children will not receive their intended inheritance until your death, meaning most children receive when they are approximately 55 years old. By that time, your children are at a stage of their life where the money will not be as impactful, or they cannot use it to optimize their life in the way they could have when they were 30 years old.