Foreclosures Attorneys in Granite Bay, California
Most home and commercial real property purchases are financed with a down payment and a loan from a bank or other financial institution. The buyer signs a promissory note payable to the lender, secured by a deed of trust on the property being purchased. The deed of trust gives the lender the right to foreclose on the property to satisfy the debt if the borrower fails to make the required loan payments. The process can take as little as 110 days once a property goes into foreclosure.
Facing the threat of foreclosure can be a nightmare. There are many uncertainties about what your rights are, whether there is anything that can be done to keep your home, and what happens next. The process may be daunting and complicated, but an experienced attorney by your side can ensure that your interests are being served, even in the face of less-than-ideal circumstances.
Our attorneys will assess your individual circumstances and give you an honest evaluation of what your options may be to avoid foreclosure, defend you against foreclosure, negotiate with your creditors, or potentially find alternatives to foreclosure, such as a short sale.
The team at Herrig, Vogt & Hensley, LLP has not only represented homeowners facing foreclosure, but also banks seeking to obtain the money that they are owed once a lender is unable to make their payments. This experience has helped us truly understand the entire process from every angle, and makes us that much better equipped to handle every aspect of foreclosure for either side.
If you have any questions about any aspect of foreclosure, please do not hesitate to contact our experienced attorneys.